Our Loan Products

Discover our comprehensive range of loan solutions designed to meet your financial needs

Regular Loan

  • • Purpose: To give financial relief to the member-borrower (educational fees, hospitalization, household appliances).
  • • Maximum loanable amount: 300,000.00
  • • Term: 2 years
  • • Co-makers: 2 Co-Makers
  • • Requirements:
    • a. Regular Employees
    • b. 1 month payslip (borrower)
    • c. Limited Power of Attorney (LPA) if 100,000 and above
    • d. Member availment is 3x his/her fixed deposit
    • e. 2 Co-Makers
    • f. Signed loan form

Assistance Loan

  • • Purpose: This is considered as an emergency in nature that needs immediate attention and for an important necessity.
  • • Maximum loanable amount: 30,000.00
  • • Term: 1 year
  • • Co-makers: No Co-Maker required
  • • Requirements:
    • a. 3 Months in service
    • b. Signed loan form

Special Loan

  • • Purpose: This is intended for the purchase of a lot, house construction/renovation, and generating income or business.
  • • Maximum loanable amount: 300,001.00 and above
  • • Term: 5 years
  • • Co-makers: 2 Co-Makers
  • • Requirements:
    • a. 10 Years in service
    • b. 1 month payslip (borrower)
    • c. Limited Power of Attorney (LPA) if 100,000 and above
    • d. Member availment is 3x his/her fixed deposit
    • e. 2 Co-Makers
    • f. Signed loan form

Grocery Availment

  • • Purpose: This is for members availing of grocery items that can be perishable or non-perishable.
  • • Maximum loanable amount: No limit (unless uncleared with screening/verification)
  • • Term: if 500 php and above - 1 month
  • • Co-makers: No Co-Maker required
  • • Requirements: No requirements (except for non-MIGS)